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Changes to child labor law being proposed across America

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As child labor violations soar across the country, dozens of states are ramping up efforts to update child labor laws — with widespread efforts to weaken laws, but some to bolster them as well.

The push for changes to those laws arrives as employers — particularly in restaurants and other service-providing industries — have grappled with labor shortages since the beginning of the pandemic, and hired more teenagers, whose wages are typically lower than adults’.

Labor experts attribute the spike in child labor violations — which, a Post analysis shows, have tripled in 10 years — to a tight labor market that has prompted employers to hire more teens, as well as migrant children arriving from Latin America. In 2023, teens ages 16 to 19 were working or looking for work at the highest annual rate since 2009, according to Labor Department data.

That has led to the largest effort in years to change the patchwork of state laws that regulate child labor, with major implications for the country’s youths and the labor market. At least 16 states have one or more bills that would weaken their child labor laws and at least 13 are seeking to strengthen them, according to a report from the Economic Policy Institute and other sources. Among these states, there are 43 bill proposals.

Since 2022, 14 states have passed or enacted new child labor laws.

Federal law forbids all minors from working in jobs deemed hazardous, including those in manufacturing, roofing, meatpacking and demolition. Fourteen- and 15-year-olds are not allowed to work past 7 p.m. on school nights or 9 p.m. on weekends.

Most states have laws that are tougher than federal rules, although an effort is underway, led by Republican lawmakers, to undo those restrictions, which is supported by restaurant associations, liquor associations and home builders associations.

A Florida-based lobbying group, the Foundation for Government Accountability, which has fought to promote conservative interests such as restricting access to anti-poverty programs, drafted or lobbied for recent bills to strip child labor protections in at least six states.

Among them is Indiana’s new law enacted in March, repealing all work-hour restrictions for 16- and 17-year-olds, who previously couldn’t work past 10 p.m. or before 6 a.m. on school days. The law also extends legal work hours for 14- and 15-year-olds.

Indiana legislators sparred over the bill, with state Sen. Mike Gaskill (R) saying at a hearing in March, “Do not for a second think that this is about the evil employers trying to manipulate and take advantage of kids.” But state Sen. Andrea Hunley (D) called the bill an “irresponsible and dystopian” way of “responding to our workforce shortage.”

In Florida, Gov. Ron DeSantis (R) signed into law changes that allow 16- and 17-year-olds to work seven days in a row. It also removes all hour restrictions for teens in online school or home-school, effectively permitting them to work overnight shifts.

Some states have reported soaring numbers of child-labor violations over the past year, with investigators uncovering violations in fast-food restaurants, but also in dangerous jobs in meatpacking, manufacturing and construction, where federal law prohibits minors from working. The Labor Department alleged in a lawsuit in February that a sanitation company, Fayette Janitorial Service, employed children as young as 13 to clean head splitters and other kill-floor equipment at slaughterhouses on overnight shifts in Virginia and Iowa.

Despite such findings, an Iowa law signed last year by Gov. Kim Reynolds (R) allows minors in that state to work in jobs previously deemed too hazardous, including in industrial laundries, light manufacturing, demolition, roofing and excavation, but not slaughterhouses. Separately, West Virginia enacted a law this month that allows 16- and 17-year-olds to work some roofing jobs as part of an apprenticeship program.

Six more states are evaluating bills to lift restrictions preventing minors from working jobs considered dangerous. A Georgia bill would allow 14-year-olds to work in landscaping on factory grounds and other prohibited work sites. Florida’s legislature has passed a law, drafted by the state’s construction industry association, that would allow teens to work certain jobs in residential construction. It is awaiting approval from DeSantis.

Carol Bowen, chief lobbyist for the Associated Builders and Contractors of Florida, testified in February that the state “has one of the largest skilled-work shortages in recent history” and that the construction industry needs to identify the “next generation.”

Bowen said the bill limits work for 16- and 17-year-olds to home construction projects, adding that teens wouldn’t be able to work on anything higher than six feet.

In Kentucky, the House has passed a bill that prevents the state from having child labor laws that are stricter than federal protections, in effect removing all limitations on when 16- and 17-year-olds can work.

Meanwhile, Alabama, West Virginia, Missouri and Georgia are considering bills this year that would eliminate work permit requirements for minors, verifying age or parental or school permission to work. Most states require these permits. Arkansas Gov. Sarah Huckabee Sanders (R) signed a similar bill into law last year.

Republican lawmakers often say they are trying to increase opportunities or bring requirements in line with federal standards when they push to loosen child labor laws. They say that lowering restrictions helps employers fill labor shortages, while improving teenagers’ work ethic and reducing their screen time. Another common refrain is that permitting later work hours allows high school students opportunities similar to those for varsity athletes whose games often go later than state law allows teens to work.

“These are youth workers that are driving automobiles. They are not children,” said state Rep. Linda Chaney (R), sponsor of the Florida bill expanding work hours for 16- and 17-year-olds, during a hearing in December.

Indiana state Sen. Andy Zay (R), who supported the state’s new law extending work hours for 14- and 15-year-olds, told The Washington Post that as a father of five children, including a son who plays high school basketball, he felt saddened by criticism that teens could be exploited into working later hours under this law.

“I don’t see that, and I don’t feel that. And certainly they would have the freedom to move on,” Zay said.

But the spike in child labor violations and the recent deaths of minors illegally employed in dangerous jobs have also prompted a push by labor advocates to strengthen state laws.

The Virginia legislature unanimously approved a bill in recent weeks that would increase employer penalties for child labor violations from $1,000 to $2,500 for routine violations. Gov. Glenn Youngkin (R) approved the measure Wednesday.

The bill’s sponsor, Del. Holly M. Seibold (D-Fairfax), told The Post that she was “shocked and horrified” to read recently about poultry plants in Virginia illegally employing migrant children and wrote legislation to raise the penalties.

Michigan, Pennsylvania, Iowa, Nebraska and Colorado also are pushing to raise employer penalties for child labor violations, with lawmakers calling them outdated and not substantial enough to deter employers from breaking the law. For example, Iowa fines employers $2,500 for a serious but nonfatal injury of a minor illegally working in a hazardous industry and $500 if there is no serious injury. The new bill proposes an additional $5,000 penalty for an injury that leads to a workers’ compensation case.

Terri Gerstein, director of the Wagner Labor Initiative at New York University, said that the focus on increasing penalties is “good, but, alone, is not good enough,” given that many states have very minimal resources dedicated to enforcing laws.

This year, Colorado legislators have introduced the strongest package to crack down on employers that break child labor laws. The legislation would raise fines for violations and deposit them into a fund for enforcement. Lawmakers are also seeking to make information on companies that violate child labor laws publicly available; in many states, such information is off-limits to the public. Colorado would also legally protect parents of minors who are employed illegally, as some have faced criminal charges for child abuse.

Colorado state Rep. Sheila Lieder (D), who introduced the bill, told The Post that Colorado’s child labor laws aren’t punitive enough to dissuade employers from violating the laws, with just a $20 penalty per offense.

“The fine in Colorado is like a couple cups of coffee at a brand-name coffee store,” Lieder said. “I was just, like, there’s something more that has to be done.”

Jacqueline Aguilar, a 21-year-old college student in Alamosa, Colo., who supports the bill, worked in the lettuce and potato fields on Colorado’s Eastern Plains from the time she was 13, alongside her immigrant parents, to buy school clothes.

“Laws have to be stricter because a lot of people don’t report” violations, said Aguilar, who worked 12-hour shifts in the fields starting at 4:30 a.m. growing up. She said she had no knowledge of her labor rights at the time. “Once I started getting older and my mom became disabled because of the job, it changed my perspective on children working.”

correction

In Kentucky, the House-passed bill that prevents the state from enacting child labor laws stricter than federal protections but does not also repeal requirements for meal and rest breaks for minors. A previous version said that the bill would repeal breaks for minors.

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Maximizing Returns in High Rate Climate and market uncertainty

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Maximizing Returns in High-Rate Climate

In the macroeconomic environment of late July 2026, personal cash management requires an active, structured approach to wealth preservation. With central bank benchmark rates remaining elevated to ensure long-term disinflation, conservative yield-bearing vehicles—such as short-term U.S. Treasury bills, money market funds, and high-yield savings accounts (HYSAs)—continue to offer reliable nominal returns between 4% and 5%. For individual investors, maximizing net returns requires moving beyond passive checking accounts and executing a disciplined cash laddering strategy.

Leaving substantial liquid capital in traditional bank deposits creates an invisible drag on personal net worth due to ongoing inflation. By implementing a tiered liquidity framework, individuals can split emergency cash reserves and short-term capital allocations across rolling maturities. Allocating cash into 4-week, 8-week, and 13-week Treasury bills creates a continuous cycle of maturing liquidity, allowing investors to continuously reinvest capital at prevailing market yields while maintaining immediate access to emergency funds.

Tax efficiency represents a critical dimension of high-yield cash optimization. For high-earning individuals residing in states with substantial local income taxes, direct holdings in short-term U.S. Treasury instruments often deliver superior net post-tax yields compared to standard commercial bank HYSAs. Because interest earned on federal Treasury bills is strictly exempt from state and local taxation, investors can retain a larger portion of their compounding interest gains without taking on additional credit or market risk.

Ultimately, personal wealth accumulation in mid-2026 relies on intentional capital deployment. Cash should be managed as a productive asset class that generates consistent, risk-free returns. Regularly auditing account yield terms, automating recurring transfers, and leveraging tax-advantaged fixed-income instruments ensures that personal liquidity remains fully optimized against macroeconomic fluctuations.

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Algorithmic Wealth Management: Balancing Automated Financial Planning with Human Oversight

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Balancing Automated Financial Planning with Human Oversight

The personal finance industry in July 2026 is experiencing a technological evolution, driven by the wide deployment of next-generation algorithmic wealth management tools. Modern digital financial platforms have expanded far beyond basic automated index investing; today’s robo-advisors utilize real-time tax-loss harvesting, dynamic portfolio rebalancing, and hyper-personalized spending analysis to optimize retail investor outcomes. However, as these digital solutions become ubiquitous, investors face the crucial challenge of balancing automated execution with human strategic judgment.

The core advantage of automated financial planning platforms lies in their ability to remove emotional bias from investment execution. During periods of market volatility or localized sector realignments, automated algorithms systematically rebalance portfolios back to target asset allocations without falling victim to panic selling or speculative enthusiasm. Furthermore, integrated cash-flow monitoring algorithms analyze individual spending patterns in real time, automatically sweeping surplus income into designated retirement or debt-liquidation accounts to accelerate net worth accumulation.

Despite these operational advantages, algorithmic tools have inherent structural limitations when addressing complex, highly personalized financial life events. Decisions involving multi-generational estate planning, highly complex tax strategies, small business exits, or nuanced real estate transactions require contextual human judgment that software models cannot replicate. Relying solely on automated models without periodic human professional review can result in misaligned risk profiles or overlooked tax liabilities during major life transitions.

The optimal approach for personal financial planning in late 2026 is a hybrid advisory model. Individuals should utilize automated platforms for routine asset allocation, continuous tax optimization, and low-cost passive index tracking, while engaging qualified human financial advisors for periodic strategic planning, estate structuring, and qualitative risk evaluations. This dual approach ensures maximum cost efficiency and disciplined execution while retaining essential strategic guidance.

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High-Yield Optimization: Structuring Personal Cash Reserves in a Sustained Rate Environment

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Structuring Personal Cash Reserves in a Sustained Rate Environment

In the financial environment of mid-2026, personal cash management has re-emerged as a vital component of holistic wealth building. With central bank policy rates holding firm to maintain long-term price stability, yield-bearing instruments such as money market funds, high-yield savings accounts (HYSAs), and short-term Treasury bills continue to offer compounding returns around 4% to 5%. For individual investors, effectively structuring cash reserves requires shifting away from passive bank deposits toward active yield optimization.

A frequent pitfall in personal asset management is leaving substantial liquid capital in traditional checking or low-yield savings accounts, where real returns are continuously eroded by baseline inflation. By implementing a disciplined ‘cash ladder’ strategy—allocating liquid funds across tiered maturities using ultra-short Treasury instruments and FDIC-insured high-yield accounts—individuals can secure maximal yields while retaining immediate liquidity for emergency expenses or tactical investment opportunities.

Simultaneously, investors must evaluate the tax efficiency of their cash holdings based on their tax bracket and geographic location. For high earners situated in states with high local income taxes, direct holdings in short-term U.S. Treasury bills often yield a higher net post-tax return than standard high-yield savings accounts, as Treasury interest is strictly exempt from state and local taxation. Understanding these nuanced tax distinctions allows individuals to capture significant incremental gains without taking on additional market risk.

Ultimately, personal financial health in late 2026 hinges on intentional liquidity management. Cash reserves should not be viewed merely as static emergency funds, but as a dynamic asset class that contributes positively to net worth growth. Regularly auditing yield terms, automating cash transfers, and optimizing for post-tax efficiency ensures that personal capital remains fully productive across all economic conditions.

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