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I’m a mother, 48, of three girls. I earn $200,000 and have a $576,000 mortgage. Should I take out a $60,000 home-equity loan and upgrade my BMW X3?

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“Right now, I do not have a car payment and I pay off my credit-card bills of between $2,000 and $7,000 every month.”

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Goldman, Morgan Stanley ratings lowered due to lofty stock values

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With stock prices of Goldman Sachs Group Inc. and Morgan Stanley both outperforming the S&P 500 handily on optimism in the banking sector, HSBC analyst Saul Martinez downgraded shares of both financial firms to neutral from buy.

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New-home sales plunge 17% in October

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Sales of newly-built homes plunged in October, the Census Bureau said on Tuesday.

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Home-price growth has ‘stalled,’ Case-Shiller says 

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Case-Shiller 20-city home price index rose 4.6% year-on-year in September.

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