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Wall Street’s ‘fear gauge’ surges as volatility reawakens across markets

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After a protracted lull, volatility across global markets has reawakened in April, sending gauges of implied volatility for U.S. stocks and bonds, as well as developed-market currencies, surging over the past week.

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My wife is 9 years older than me — but makes 50% less. Will I have to retire for her to receive my Social Security spousal benefits?

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“She will probably retire nearly a decade before I do.”

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I’m 71 with $2 million in retirement savings and a conservative investment strategy. Am I doing this right?

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“I’m in good health and still working part time.”

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I juggle 18 credit cards. I would like to close 5 of them. How can I do this without ruining my credit score?

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“I have very high limits, so charges barely make a blip on my credit-utilization ratio.”

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