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Changes to child labor law being proposed across America

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As child labor violations soar across the country, dozens of states are ramping up efforts to update child labor laws — with widespread efforts to weaken laws, but some to bolster them as well.

The push for changes to those laws arrives as employers — particularly in restaurants and other service-providing industries — have grappled with labor shortages since the beginning of the pandemic, and hired more teenagers, whose wages are typically lower than adults’.

Labor experts attribute the spike in child labor violations — which, a Post analysis shows, have tripled in 10 years — to a tight labor market that has prompted employers to hire more teens, as well as migrant children arriving from Latin America. In 2023, teens ages 16 to 19 were working or looking for work at the highest annual rate since 2009, according to Labor Department data.

That has led to the largest effort in years to change the patchwork of state laws that regulate child labor, with major implications for the country’s youths and the labor market. At least 16 states have one or more bills that would weaken their child labor laws and at least 13 are seeking to strengthen them, according to a report from the Economic Policy Institute and other sources. Among these states, there are 43 bill proposals.

Since 2022, 14 states have passed or enacted new child labor laws.

Federal law forbids all minors from working in jobs deemed hazardous, including those in manufacturing, roofing, meatpacking and demolition. Fourteen- and 15-year-olds are not allowed to work past 7 p.m. on school nights or 9 p.m. on weekends.

Most states have laws that are tougher than federal rules, although an effort is underway, led by Republican lawmakers, to undo those restrictions, which is supported by restaurant associations, liquor associations and home builders associations.

A Florida-based lobbying group, the Foundation for Government Accountability, which has fought to promote conservative interests such as restricting access to anti-poverty programs, drafted or lobbied for recent bills to strip child labor protections in at least six states.

Among them is Indiana’s new law enacted in March, repealing all work-hour restrictions for 16- and 17-year-olds, who previously couldn’t work past 10 p.m. or before 6 a.m. on school days. The law also extends legal work hours for 14- and 15-year-olds.

Indiana legislators sparred over the bill, with state Sen. Mike Gaskill (R) saying at a hearing in March, “Do not for a second think that this is about the evil employers trying to manipulate and take advantage of kids.” But state Sen. Andrea Hunley (D) called the bill an “irresponsible and dystopian” way of “responding to our workforce shortage.”

In Florida, Gov. Ron DeSantis (R) signed into law changes that allow 16- and 17-year-olds to work seven days in a row. It also removes all hour restrictions for teens in online school or home-school, effectively permitting them to work overnight shifts.

Some states have reported soaring numbers of child-labor violations over the past year, with investigators uncovering violations in fast-food restaurants, but also in dangerous jobs in meatpacking, manufacturing and construction, where federal law prohibits minors from working. The Labor Department alleged in a lawsuit in February that a sanitation company, Fayette Janitorial Service, employed children as young as 13 to clean head splitters and other kill-floor equipment at slaughterhouses on overnight shifts in Virginia and Iowa.

Despite such findings, an Iowa law signed last year by Gov. Kim Reynolds (R) allows minors in that state to work in jobs previously deemed too hazardous, including in industrial laundries, light manufacturing, demolition, roofing and excavation, but not slaughterhouses. Separately, West Virginia enacted a law this month that allows 16- and 17-year-olds to work some roofing jobs as part of an apprenticeship program.

Six more states are evaluating bills to lift restrictions preventing minors from working jobs considered dangerous. A Georgia bill would allow 14-year-olds to work in landscaping on factory grounds and other prohibited work sites. Florida’s legislature has passed a law, drafted by the state’s construction industry association, that would allow teens to work certain jobs in residential construction. It is awaiting approval from DeSantis.

Carol Bowen, chief lobbyist for the Associated Builders and Contractors of Florida, testified in February that the state “has one of the largest skilled-work shortages in recent history” and that the construction industry needs to identify the “next generation.”

Bowen said the bill limits work for 16- and 17-year-olds to home construction projects, adding that teens wouldn’t be able to work on anything higher than six feet.

In Kentucky, the House has passed a bill that prevents the state from having child labor laws that are stricter than federal protections, in effect removing all limitations on when 16- and 17-year-olds can work.

Meanwhile, Alabama, West Virginia, Missouri and Georgia are considering bills this year that would eliminate work permit requirements for minors, verifying age or parental or school permission to work. Most states require these permits. Arkansas Gov. Sarah Huckabee Sanders (R) signed a similar bill into law last year.

Republican lawmakers often say they are trying to increase opportunities or bring requirements in line with federal standards when they push to loosen child labor laws. They say that lowering restrictions helps employers fill labor shortages, while improving teenagers’ work ethic and reducing their screen time. Another common refrain is that permitting later work hours allows high school students opportunities similar to those for varsity athletes whose games often go later than state law allows teens to work.

“These are youth workers that are driving automobiles. They are not children,” said state Rep. Linda Chaney (R), sponsor of the Florida bill expanding work hours for 16- and 17-year-olds, during a hearing in December.

Indiana state Sen. Andy Zay (R), who supported the state’s new law extending work hours for 14- and 15-year-olds, told The Washington Post that as a father of five children, including a son who plays high school basketball, he felt saddened by criticism that teens could be exploited into working later hours under this law.

“I don’t see that, and I don’t feel that. And certainly they would have the freedom to move on,” Zay said.

But the spike in child labor violations and the recent deaths of minors illegally employed in dangerous jobs have also prompted a push by labor advocates to strengthen state laws.

The Virginia legislature unanimously approved a bill in recent weeks that would increase employer penalties for child labor violations from $1,000 to $2,500 for routine violations. Gov. Glenn Youngkin (R) approved the measure Wednesday.

The bill’s sponsor, Del. Holly M. Seibold (D-Fairfax), told The Post that she was “shocked and horrified” to read recently about poultry plants in Virginia illegally employing migrant children and wrote legislation to raise the penalties.

Michigan, Pennsylvania, Iowa, Nebraska and Colorado also are pushing to raise employer penalties for child labor violations, with lawmakers calling them outdated and not substantial enough to deter employers from breaking the law. For example, Iowa fines employers $2,500 for a serious but nonfatal injury of a minor illegally working in a hazardous industry and $500 if there is no serious injury. The new bill proposes an additional $5,000 penalty for an injury that leads to a workers’ compensation case.

Terri Gerstein, director of the Wagner Labor Initiative at New York University, said that the focus on increasing penalties is “good, but, alone, is not good enough,” given that many states have very minimal resources dedicated to enforcing laws.

This year, Colorado legislators have introduced the strongest package to crack down on employers that break child labor laws. The legislation would raise fines for violations and deposit them into a fund for enforcement. Lawmakers are also seeking to make information on companies that violate child labor laws publicly available; in many states, such information is off-limits to the public. Colorado would also legally protect parents of minors who are employed illegally, as some have faced criminal charges for child abuse.

Colorado state Rep. Sheila Lieder (D), who introduced the bill, told The Post that Colorado’s child labor laws aren’t punitive enough to dissuade employers from violating the laws, with just a $20 penalty per offense.

“The fine in Colorado is like a couple cups of coffee at a brand-name coffee store,” Lieder said. “I was just, like, there’s something more that has to be done.”

Jacqueline Aguilar, a 21-year-old college student in Alamosa, Colo., who supports the bill, worked in the lettuce and potato fields on Colorado’s Eastern Plains from the time she was 13, alongside her immigrant parents, to buy school clothes.

“Laws have to be stricter because a lot of people don’t report” violations, said Aguilar, who worked 12-hour shifts in the fields starting at 4:30 a.m. growing up. She said she had no knowledge of her labor rights at the time. “Once I started getting older and my mom became disabled because of the job, it changed my perspective on children working.”

correction

In Kentucky, the House-passed bill that prevents the state from enacting child labor laws stricter than federal protections but does not also repeal requirements for meal and rest breaks for minors. A previous version said that the bill would repeal breaks for minors.

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$20,000 Caution Bond Requirement for US Visa Applications imposed on 50 Countries

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The United States Department of State has officially implemented a revised visa policy introducing a mandatory posting requirement for caution payments of up to $20,000 on select foreign travel applications. Under the updated regulatory framework, consular officials are authorized to require temporary nonimmigrant visa applicants from targeted foreign countries to post a refundable financial bond of $20,000 as a condition for visa issuance. The policy mechanism is designed to address diplomatic concerns regarding high overstay rates among temporary visitor, business, and educational visa categories.

The caution bond pilot program applies selectively to foreign nationals from designated countries whose diplomatic entities record historical visa overstay rates exceeding established federal thresholds. Under administrative guidelines published by the State Department, the full financial deposit is posted directly to a dedicated federal escrow account prior to final visa issuance. The entire caution payment is automatically refunded to the applicant upon verified proof of timely departure from the United States in strict compliance with the authorized duration of stay. Conversely, failure to depart within the legal timeframe results in full forfeiture of the posted financial bond to the United States government.

Diplomatic representatives and travel policy experts have expressed varying perspectives regarding the operational implementation of the caution bond system. Administration officials emphasize that the measure serves as an effective, market-based incentive to enforce international travel compliance and preserve domestic immigration security standards. However, international trade organizations and foreign diplomatic missions have raised concerns regarding the financial burden imposed on legitimate business travelers, foreign students, and commercial partners from developing nations.

The United States finalized the rule to make the temporary visa bond program permanent, taking effect on August 3, 2026. The updated permanent regulation replaces the prior 12-month pilot, eliminates the lowest $5,000 tier, and raises the maximum required bond amount to $20,000 for specific B-1/B-2 business and tourist visa applicants.

Here is the list of the 50 countries on the list as o August 3, 2026

African Nations (31 Countries)

  • Algeria
  • Angola
  • Benin
  • Botswana
  • Burundi
  • Cabo Verde (Cape Verde)
  • Central African Republic
  • Côte d’Ivoire (Ivory Coast)
  • Djibouti
  • Ethiopia
  • Gabon
  • The Gambia
  • Ghana
  • Guinea
  • Guinea-Bissau
  • Lesotho
  • Malawi
  • Mauritania
  • Mauritius
  • Mozambique
  • Namibia
  • Nigeria
  • São Tomé and Príncipe
  • Senegal
  • Seychelles
  • Tanzania
  • Togo
  • Tunisia
  • Uganda
  • Zambia
  • Zimbabwe

Asian & Eastern European Nations (11 Countries)

  • Bangladesh
  • Bhutan
  • Cambodia
  • Georgia
  • Kyrgyzstan
  • Mongolia
  • Nepal
  • Papua New Guinea
  • Tajikistan
  • Turkmenistan
  • Uzbekistan

Caribbean & Latin American Nations (5 Countries)

  • Antigua and Barbuda
  • Cuba
  • Dominica
  • Grenada
  • Venezuela

Oceanian Nations (3 Countries)

  • Fiji
  • Tonga
  • Vanuatu

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Next-Generation Retirement Planning: Managing Longevity Risk and Variable Income Streams

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Retirement planning strategies are evolving in 2026 to address increased life expectancies, shifting dynamic market conditions, and the transition away from traditional defined-benefit pensions. Individual investors and financial advisors are abandoning rigid retirement models in favor of flexible, multi-asset strategies designed to mitigate longevity risk and preserve purchasing power over multi-decade retirement horizons.

Mitigating Longevity Risk with Dynamic Asset Allocation
As average life expectancies extend past eighty-five years, one of the primary financial risks facing retirees is outliving their accumulated wealth. Traditional fixed income allocations—such as the standard 60/40 equity-to-bond portfolio—are being reevaluated to ensure portfolios generate sufficient capital growth alongside reliable income.

Financial planners recommend maintaining a meaningful equity allocation throughout retirement to offset long-term inflation erosion. High-dividend equity funds, global real estate investment trusts (REITs), and inflation-indexed Treasuries are combined to create diversified portfolios that deliver both growth and income stability.

The Transition to Dynamic Withdrawal Strategies
The classic “4% safe withdrawal rule” is increasingly replaced by dynamic withdrawal strategies that adapt annually based on market performance. Under a dynamic withdrawal framework, retirees adjust their annual distribution rates within pre-set caps and floors:
– Market Upside: During strong market returns, retirees can increase discretionary spending or fund family legacy gifts.
– Market Downturns: During market pullbacks, spending distributions are temporarily reduced to prevent sequence-of-returns risk and preserve core investment principal.

Guaranteed Lifetime Income Options and Deferred Annuities
To establish a guaranteed baseline for essential living expenses, individuals are incorporating modern fixed-indexed and deferred longevity annuities into their broader retirement architectures. Modern annuity structures offer competitive return caps, transparent fee schedules, and inflation-adjustment options.

By funding essential expenses—such as housing, healthcare, and insurance—with guaranteed income streams from Social Security, pensions, and annuities, retirees can manage discretionary investment portfolios with greater flexibility and lower emotional stress during market volatility.

Actionable Steps for Future Retirees
1. Calculate Baseline Retirement Expenses: Determine fixed living costs and map guaranteed income sources to cover essential expenditures.
2. Adopt Flexible Withdrawal Rules: Implement dynamic spending rules to protect investment principal against market downturns.
3. Incorporate Inflation-Protected Assets: Maintain exposure to dividend-growing equities and inflation-indexed bonds to safeguard long-term purchasing power.

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Building Generational Wealth: Family Governance, Estate Tax Optimization, and Asset Protection

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As the largest intergenerational transfer of wealth in history accelerates, high-net-worth families, entrepreneurs, and individual investors are placing heightened emphasis on comprehensive estate planning, family governance, and asset protection. Preserving capital across generations requires a balanced approach combining tax-efficient legal structures with open family communication and financial literacy education.

Optimizing Estate Tax Exemptions and Trust Structures
With potential modifications to federal estate tax exemption thresholds on the horizon, proactive estate planning is essential for high-net-worth households. Estate planning attorneys and wealth advisors are establishing multi-generational trust structures to transfer wealth efficiently while minimizing estate and gift tax exposure.

Popular structural strategies include:
– Irrevocable Life Insurance Trusts (ILITs): Utilizing life insurance proceeds to provide liquidity for estate tax obligations without expanding the taxable estate.
– Grantor Retained Annuity Trusts (GRATs): Transferring rapidly appreciating assets to beneficiaries with minimal gift tax consequences.
– Dynasty Trusts: Preserving wealth across multiple generations while providing long-term asset protection from creditor claims and legal liabilities.

Establishing Family Governance and Financial Education
Legal and financial structures alone cannot guarantee long-term wealth preservation without effective family governance. Financial advisors report that a significant percentage of multi-generational wealth dissipation stems from lack of communication and inadequate financial preparation among heir generations.

Families are establishing formal family governance frameworks, including periodic family meetings, written mission statements, and structured philanthropic foundations. Involving younger family members in charitable grant-making and investment discussions fosters financial stewardship and prepares heirs to manage family assets responsibly.

Digital Asset Custody and Legacy Planning
In today’s modern economy, estate planning must extend beyond physical real estate and traditional brokerage accounts to encompass digital assets. Comprehensive estate plans now include detailed inventories and legal access protocols for corporate domain names, intellectual property, digital media rights, and cryptocurrency holdings.

Fiduciaries and estate executors should be provided with secure, encrypted access mechanisms and clear legal authority to manage and transfer digital holdings in accordance with the owner’s estate directions.

Practical Steps for Legacy Planning
1. Review and Update Estate Documents: Ensure wills, revocable trusts, and power-of-attorney designations accurately reflect current family structures.
2. Establish Structured Trusts: Utilize irrevocable trusts to protect assets from creditors and minimize future estate tax liabilities.
3. Create a Digital Estate Inventory: Document access protocols and legal permissions for all online accounts, intellectual property, and digital assets.

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